Imprint:

RISKONOMIC Europe GmbH & Co. KG
Am Hollerbroch 56
51503 Roesrath
GERMANY

T +49 2205 9169600
F +49 2205 9169610
info@riskonomic.com

Commercial Register Number: District court Cologne HRA 28838
VAT No.: DE 280137550
General Partner: Riskonomic GmbH, District court Cologne HRB 74199
Authorised Representative: Michael Muench (managing director)

Source information for pictures and diagrams used

www.istockphoto.com

Disclaimer:

Liability for contents
The contents of our pages have been compiled with the utmost care. However, we cannot assume any liability for the correctness, completeness and accuracy of the contents. Pursuant to § 7 (1) of the German Telemedia Act (TMG), we are responsible for our own contents on these pages according to general legislation. However, according to §§ 8 to 10 of the TMG, we are not bound as service provider to monitor third party information transferred or stored or to conduct research into circumstances indicating unlawful activity. This does not affect obligations to remove or block use of information according to general legislation. However, liability in this respect is only possible from the time of knowledge of a specific legal infringement. In the event of corresponding legal infringements becoming known, we shall remove the relevant content immediately.

Liability for links
Our homepage includes links to the homepages of third parties, whose content we cannot influence. Consequently, we cannot assume any liability for this third party content. The particular provider or operator of the pages is responsible for the content of linked pages. The pages linked were checked for potential legal infringements at the time of linking. At the time of linking, no unlawful contents were recognisable. However, permanent checking of the content of linked pages cannot be reasonably expected without specific grounds. In the event of legal infringements becoming known, we shall remove such links immediately.

Copyright
The contents and work created by the site operator on these pages is subject to German copyright. Duplication, processing, distribution and every kind of utilisation beyond the limits of the copyright require the written approval of the particular author or creator. Downloads and copies of this page are only permitted for private, non-commercial use. Where any of the site's content was not created by the operator, the copyright of third parties is respected. In particular, content from third parties is identified as such. Should you nevertheless notice a copyright infringement, we would appreciate corresponding notification thereof. In the event of legal infringements becoming known, we shall remove such contents immediately.

Data protection
Use of our website is normally possible without the statement of personal data. If personal data is collected on our pages (such as name, address or e-mail address), this always occurs, as far as possible, on a voluntary basis. This data will not be passed on to third parties without your express approval. We point out that data transmission over the Internet (e.g. when communicating via e-mail) can have security gaps. Complete protection of data against third party access is impossible. Use by third parties of the contact data published in the context of the masthead for the purposes of sending advertising and information material not specifically requested is hereby expressly forbidden. The operator of the pages hereby expressly reserves legal action in the event of the unrequested despatch of advertising information, such as spam mail.

Data declaration for the use of Google Analytics
This website uses Google Analytics, a web analysis service of Google Inc. ("Google"). Google Analytics uses so-called "cookies", text files stored on your computer, which permit analysis of your use of the web page. The information generated by the cookie on your use of this web page (including your IP address) is sent to a Google server in the USA and stored there. Google will use this information to evaluate your use of the web page in order to compile reports on web page activities for the web page operator and to render additional services related to web page use and Internet use. Google may also transfer this information to third parties if necessary if this is legally prescribed or if third parties process this data on behalf of Google. Under no circumstances will Google link your IP address with other data held by Google. You can prevent the installation of cookies by setting your browser software accordingly; however, we point out that in this case you may not be able to use all functions of this web page in full. By using this web page you declare that you agree to the processing of the data collected on you by Google in the previously described manner and for the purpose mentioned above.

Data protection declaration for the use of Twitter
The functions of the Twitter service have been integrated into our pages. These functions are offered by Twitter Inc., 795 Folsom St., Suite 600, San Francisco, CA 94107, USA. By using Twitter and the "Re-Tweet" function, the web pages you visit are linked to your Twitter account and disclosed to other users. The data is transferred to Twitter at the same time. We point out that as operator of the pages we do not receive any knowledge of the content of the data transferred and its use by Twitter. You can find more information on this in Twitter's data protection declaration at r http://twitter.com/privacy. You can change your data protection settings at Twitter under account settings at http://twitter.com/account/settings.

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